FHSA vs TFSA vs RRSP — Quick Value Calculator
Run a side-by-side estimate to see which account fits your goal (first home, flexibility, or retirement).
Assumes equal annual deposits (end of each year) and a simple refund estimate: refund ≈ contribution × tax rate. This is a planning tool — the CRA doesn’t accept “because the calculator said so.” 🙂
FHSA net value
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TFSA net value
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RRSP net value
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Recommendation: Run the calculator to see the best fit.
Disclosure: Educational estimates only. Taxes, eligibility, contribution limits, and withdrawal rules vary by person and can change. For FHSA/RRSP/TFSA decisions, confirm with a licensed advisor and/or tax professional.